What to Do If Hurt on the Job and Need Workers Compensation – Burlington Massachusetts
If you are hurt on the job in Burlington, Massachusetts, you have the right to file a worker’s compensation claim. But how do you go about filing a claim? What is required? If you are like most people, this will be the first and hopefully the only time that you need to file a claim. As a workers compensation lawyer serving in Burlington MA, it is important to follow the legal process. Below is a short guide to get you started on the path to filing a claim.
Alert Your Employer
Once you are injured on the job, be sure to alert your employer as soon as possible. This will get the ball rolling on the claims process. You will also need to visit a doctor to begin a paperwork trail that will assist you with the claims process. Once you have told your employer about the injury, they will contact their insurer and being the filing of Form 101, the Employer’s First Report of Injury/Fatality with the Department of Industrial Accidents.
Once the form has been filled out, the insurer has 14 calendar days from the time they receive the form from the employer to investigate the workers compensation claim and then decide if the claim will be approved and paid or if it will be denied.
What if your employer does not turn in Form 101?
If your employer does not send in the appropriate paperwork to the insurer, you will need to report the injury to the insurance company yourself in writing. You also have the ability to fill out a Form 110 which is an Employee Claim. You will file this with the DIA and will need to send the insurer a copy of the form once completed. You employer should have their insurer information prominently displayed in the work place. If not, ask for the information. If they will not give you the insurer details, you can contact the DIA Office of Insurance for assistance.
You are not required to hire an attorney to file for worker’s compensation but can if you so choose. If you are denied the workers compensation claim, you can hire an attorney to fight for you, helping you see some compensation due to your injury from work. Attorneys who specialize in workers compensation can help form the very beginning with filling out paperwork and helping you build a case.
If you are denied, an attorney can also help you fight the decision and hopefully see you compensated for your injury that happened on the job. If you decide to hire an attorney, be sure that you choose to work with a firm that has experience in Massachusetts workers compensation cases. The more knowledge and experience your attorney has, the better suited they will be to handle your case.
Overall, you must alert your employer as soon as the injury occurs and visit a doctor for a diagnosis. Keep a journal of all doctor visits, prescription needs, time off from work, etc. so that you have a good timeline of what happens due to the injury. This will help with any workers compensation claims or fighting a denial if given.
It is important to speak with an experienced workers compensation lawyer in Burlington MA to help guide you and build a strong case. You can schedule a Free Initial Consultation here.
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